Heloc Rates 2024 Chart

Heloc Rates 2024 Chart. Here is the average annual percentage rate (apr) for a $100,000 heloc at different ltv ratios — 60%, 80% and 90%. Here are the average rates for home equity loans and home equity lines of credit as of july 31, 2024.

The average rate offered on the lendingtree platform for a $75,000 heloc moved from 8.42% in april 2023 to 9.48% in april 2024 — about a 13% increase. A heloc allows homeowners to access home equity to consolidate debt or tackle a big ex.